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How we help reduce your debt
1. Connect with an expert
Finances and consumer rights can be complicated. Let an expert tell you about the options in South Africa—it’s FREE.
2. Find out if you qualify for a reduction
There are legal ways to reduce debt in SA. A quick assessment can reveal whether you qualify to reduce yours.
3. Say yes or no—you're in control
Does the reduction work for you? Perfect! If not, that’s okay, too. It won’t cost a thing to find out.
4. Experts reduce monthly debts to fit your budget—for you
Get on with your life without unaffordable monthly debt payments—a registered pro takes care of the process for you.
Why you’ll love expert help
Reduce monthly payments
Everything fits your budget
Make more money available
Experts negotiate for you
Get legal protection
Lower interest rates
Stress-free payment process
More easily track progress
Avoid asset repossession
Reduce financial anxiety
Creditors won't hassle you
Build credit rating over time
Real stories, real debt
I never thought I’d get out of debt so easily
This service was such a relief.
Khosi
Thank you!!!
Ernst and Jonathan are rock-stars. Thank you both for helping me change my circumstances.
Caitlin
Professional and clear
I appreciate that everything was explained clearly and the go-ahead was up to me. Happy with the decision.
Nico
Great service. Thank you for guiding me
I can afford my debt and take care of my family and couldn’t be more at peace. Thank you.
Ashley
Latest articles
Learn more about money in South Africa with our industry insight, thoroughly-researched, and expert-reviewed guides.
- Real authors
- Expert reviewers
Debt review removal (a way to cancel or remove debt review)
Debt review removal is a relatively new service that helps South Africans get out of debt review. Here’s everything you need to know.
How to remove, withdraw, or cancel debt review (to get out)
The legal side of debt review makes it hard to get out. Since, cancelling or removing yourself isn’t straight forward—we’ll guide you through ways to get out.
How to clear a credit record & your name with credit bureaus
Let’s find out how to clear your credit record… This post covers how long negative listings last, and how to remove them from credit bureaus in South Africa.
How does debt review work? (The process explained)
Okay, so you’ve heard of debt review. But, how does debt review work? In this post, we break down the debt review process step by step to find the answer.
Best investments in South Africa in 2024 (for beginners)
What are the best ways to invest in South Africa? We’ve compiled the list. Here are the eight top investment options anyone could start with.
The 12 cheapest meals in South Africa (most under R100)
Looking for cheap meals you can make at home on a budget in South Africa? Here are our favourite dinner ideas. Most costing well under R100.
45 Online side hustles you can start in South Africa in 2024
Online side-hustles are a great way to make extra money from home in South Africa. Here are the 45 best ways to start earning extra income online
This is how long after debt review you can apply for credit
Find out how long after debt review can you apply for credit, and what debt review clearance certificates have to do with it. Here’s what you need to know.
What happens if you can’t pay debts & what to do about it
Not being able to pay your debt can have some serious consequences. Including costs, damage to credit score, and some legal stuff which could lead to jail time.
Landlord & Tenant Rights (+what a landlord cannot do in SA)
Landlords and tenants each have their own rights and responsibilities. There are certain things a tenant or landlord cannot do — here’s how it works.
What is prescribed debt and should South Africans pay it?
Prescribed debt in South Africa is a nuanced topic. Legally, consumers aren’t obligated to pay prescribed debt, but there are still a few risks to take note of.
How to check if you are blacklisted (with free online tools)
It’s not that hard to check whether you’re ‘blacklisted’ or not. South African credit bureaus make it easy. Here’s how you can check your status.
How to trade in a car that is not paid off in South Africa
Want to trade-in your car before it’s paid off—here’s how to do it. In this post we break down the process and share the doc that you’ll need.
The right way to sell a financed car (without paying it off)
Want to sell your car before it’s paid off? The process is a little different so check this out. Here’s how you can sell your financed car before it’s paid off.
The right way to deal with debt collection in South Africa
There’s a right way to deal with debt collectors. Find out how to protect yourself, learn your rights, and discover your options as a South African consumer.
Can’t afford your car payment? Here are 7 things you can do
Being unable to afford car payments is the worst. Luckily, South Africans have seven options—including reducing car instalments to make it more affordable.
What is debt review in South Africa? (+ is it a good idea?)
Debt review is South Africa’s solution to unaffordable consumer debt. It’s a way for South Africans to catch up when they’re in trouble — here’s the deal.
How anyone can build a good credit score in South Africa
Want to boost your credit score? Follow these 7 simple steps to build a good credit score in South Africa — anyone can do it.
Want to buy a house in SA? Here’s the credit score you need
Looking to buy a home in South Africa? Here’s everything you need to know about the credit score requirements to buy a house and how to do it with a low score.
What credit score is required to buy a car in South Africa?
Let’s help you get the financing you need. Find out what credit score is required to buy a car in South Africa, plus, minimums and alternatives.
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